May 12th, 2009

Dia De Los Muertos

Well, Shit

The appraiser just came by, looked at the car, measured a bunch of stuff I hadn't noticed, and declared it a total loss.

I don't have the numbers (should have asked), but the adjuster will be calling me before too long with that stuff.

Apparently the body work is pretty badly smashed up underneath the bumper.

I shouldn't be surprised. I bought the thing for $1,700 something like 4 years ago, now. I've occasionally wondered why the hell I had full collision coverage with a $1,000 deductible, since the deductible is pretty close to the value of the vehicle.

I likely can afford to get a newer vehicle, and probably should, since the repair frequency on this one has been gradually heading upwards. Things like my mechanic saying "the valve seats tend to fall out around 150,000 miles" kinda make me nervous.

The question then becomes that little dance of "How to afford a new vehicle before I'm paid for the old one." That normally involves this little thing called a "loan," which my present credit rating doesn't exactly make probable.

Which means I'm going to have to pull more out of the bank of Mom&Dad. Ugh. At least I can repay this one. Eventually. When both companies get their checks to me.
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