August 26th, 2006

Sri Yantra

When Scylla Met Charybdis

I had my little appointment with a real estate lawyer yesterday. He turned out to be a really nice guy - in fact, my half-hour appointment was almost an hour long, and there's no indication he has any plans to charge for it. My situation is a slightly bizarre one, but he pulled together a great deal of info quite rapidly. So if you happen to need any representation in real estate, I'd highly recommend Jonathan Sweet.

The information he had was not necessarily so nice. There might have to be a court case to determine it, but the likelihoods are that Larri does have the superior lien. Even so, it turns out that AMC's best financial bet is to let the place foreclose. Any other method, and they'll likely not make all their money back. And if Larri gets paid first from the foreclosure, they can likely get the money from the title insurance (unless the title insurance gets wind of the fact that I told AMC about the lien prior to the policy...).

So AMC isn't going to be any help. I can either keep making payments or let it go to foreclosure, as far as they're concerned - but they won't help with the sale.

Larri is, of course, being Larri. She may suddenly reduce her claim, but due to biological reflexes, I'm physically unable to hold my breath that long.

I'm therefore left with a house I can't keep, and can't sell. So I'm going to follow Jonathan's advice, and Monday, I'm going to call one of the three bankruptcy lawyers he referred to me. I also have a homestead declaration to sign, notarize, and file with the county. I may even end up in a better financial position that way, which would be... odd. But the final thrust of the matter is that when the process terminates (which may take a joyful 9 months or so), I can let Larri and AMC duke it out over the house without it being any of my concern.

I can even sincerely hope that Larri manages to win, since her debt is non-bankruptable, and it would effectively get her off of my back, at least until she tries calling another support hearing. I'm curious to see how many of those she's going to call before the judge completely loses all patience with her...

Honestly, the hard part of all this is going to be telling Cynthia.
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Further Friday Fun

After I left the lawyer yesterday afternoon, I went and played chauffeur for chargerboy, who needed to run a couple of errands (including getting painkillers from Kaiser), and whose car is in the shop.

Gabe makes me humble. The level of drama I've maintained here is nothing compared to an average week at his house.

The oddest thing about that little excursion was running into people at Kaiser. Apparently Jessica works there, now. I haven't seen her for maybe two years - here's a picture of her from early 2004:

She was still as lovely, though considerably less drunk. She also seemed quite happy, which is a very good thing.

And monsieur swanhart was fighting for some records in one of the offices we had to visit. Apparently Jessica's office...

Anyway, because of the number of errands, plus the wonderful Silicon Valley Traffic™, I didn't make it to CCF until 6:15 or so. However, I was saved terminal embarrassment yet again by the wonderful spawrhawk, who kindly arrived later than I did.

It was a small CCF, as they go - the other two members of the group were misswong77 and entropyca. Not that I'm complaining - excellent people, and excellent conversation, as always.

From there I went home to rest for a little bit, then bounced back out to the ever-lovely wissavix's party at Sherwood Inn. It's always interesting to go back to a "normal" karaoke show. I keep forgetting how blessed I am with good singers. Also good songs. I swear half the entertainment for part of the table was watching me cringe as certain songs started.

It was certainly a blast from the past. One of the singers (who I unfortunately didn't remember) recalled me from Creekside - though he did keep calling me "Larry". One of the other singers was Larry - I think his last name is Yip. He apparently was running the show at Creekside while Kathy was at the Bold Knight, and is presently doing the Cardinal Lounge.

We shared a few war stories about Eddie (the asshole bartender-of-doom at Creekside). I also was told confidentially that Kathy is at a very low point in her life. One piece of evidence is that she's allowing the (gasp!) f-word in her show. I've just gotta visit Creekside again, now.

I also breathed a slight sigh of relief when Larry's group left just before Gabe sang the Ballad of Chasey Lain.

In separate news, I got a call from mena_kissesoh1 last night. She's out - and probably sleeping at the house right now.

And that, apart from waking up this afternoon too late to visit k_magic and intrusting's party, is the story for the last day. I need to clean myself up a bit, and head to the parents'.
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